VA
Active
50$710,000$500,383 down
- Rate
- 2.89%
7.28%today- Payment
- $1,005/mo
$1,655today
- 3beds
- 3baths
- 1,948sqft
Assumable homes for sale in Banks, ID
2 homesVA & FHA loansrates from 2.89% vs 7.28% today
Banks assumption guide
FHA
Active
40$575,000$430,524 down
- Rate
- 3.44%
7.28%today- Payment
- $831/mo
$1,276today
- 3beds
- 2baths
- 1,712sqft
70 Castle Mountain Dr, Garden Valley
Assuming a mortgage in Banks
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.
- Lowest existing rate
- 2.89%
- Lowest existing payment
- $831 /mo
- Median cash to assume
- $465,453