Curtis Chism

Curtis Chism

(208) 510-0427

Assumable homes for sale in Boise, ID

47 homesFHA & VA loansrates from 2.58% vs 7.28% today

Boise assumption guide
4263 Da Vinci Way, Meridian, ID, 83642 — assumable VA mortgage at 3.22%
VATop pick
Active
16
$740,000Potential short sale
Rate
3.22%
7.28%today
Payment
$3,685/mo
$5,815today
  • 5beds
  • 4baths
  • 3,287sqft

4263 Da Vinci Way, Meridian

6827 Ashland, Boise, ID, 83709 — assumable FHA mortgage at 2.90%
FHA
Active
24
$465,000$90,316 down
Rate
2.90%
7.28%today
Payment
$1,757/mo
$2,889today
  • 4beds
  • 3baths
  • 1,486sqft

6827 Ashland, Boise

412 S 13th Street #110, Boise, ID, 83702 — assumable VA mortgage at 2.74%
VA
Active
30
$399,900$102,351 down
Rate
2.74%
7.28%today
Payment
$1,387/mo
$2,328today
  • 1beds
  • 2baths
  • 1,055sqft

412 S 13th Street #110, Boise

9598 Wichita St, Boise, ID, 83709 — assumable FHA mortgage at 2.90%
FHA
Active
43
$440,000$89,877 down
Rate
2.90%
7.28%today
Payment
$1,635/mo
$2,687today
  • 4beds
  • 2baths
  • 1,271sqft

9598 Wichita St, Boise

3201 Riva Ridge Way, Boise, ID, 83709 — assumable VA mortgage at 2.99%
VA
Active
29
$641,000$187,620 down
Rate
2.99%
7.28%today
Payment
$2,133/mo
$3,467today
  • 4beds
  • 3baths
  • 2,120sqft

3201 Riva Ridge Way, Boise

9654 W Carolina Drive, Boise, ID, 83709 — assumable VA mortgage at 3.07%
VA
Active
44
$634,900$162,076 down
Rate
3.07%
7.28%today
Payment
$2,240/mo
$3,602today
  • 4beds
  • 3baths
  • 2,344sqft

9654 W Carolina Drive, Boise

5591 Marlboro Ave., Boise, ID, 83714 — assumable VA mortgage at 3.89%
VA
Active
36
$479,900$74,565 down
Rate
3.89%
7.28%today
Payment
$2,037/mo
$2,983today
  • 3beds
  • 2baths
  • 1,456sqft

5591 Marlboro Ave., Boise

2010/2012 Denver Ave., Boise, ID, 83706 — assumable FHA mortgage at 2.74%
FHA
Active
22
$484,000$150,791 down
Rate
2.74%
7.28%today
Payment
$1,557/mo
$2,613today
  • 2beds
  • 2baths
  • 1,200sqft

2010/2012 Denver Ave., Boise

8377 Willowdale Drive, Garden City, ID, 83714 — assumable VA mortgage at 3.76%
VA
Active
25
$479,900$128,217 down
Rate
3.76%
7.28%today
Payment
$1,785/mo
$2,634today
  • 2beds
  • 2baths
  • 1,498sqft

8377 Willowdale Drive, Garden City

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$724,900$519,381 down
Rate
2.58%
7.28%today
Payment
$868/mo
$1,488today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$724,900$519,381 down
Rate
2.58%
7.28%today
Payment
$868/mo
$1,488today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

11855 W Dickens Dr, Boise, ID, 83709 — assumable VA mortgage at 2.71%
VA
Active
32
$445,000$300,030 down
Rate
2.71%
7.28%today
Payment
$677/mo
$1,140today
  • 3beds
  • 2baths
  • 1,390sqft

11855 W Dickens Dr, Boise

1901 Stream Pointe Ln, Eagle, ID, 83616 — assumable VA mortgage at 2.93%
VA
Active
43
$770,000$327,181 down
Rate
2.93%
7.28%today
Payment
$2,133/mo
$3,492today
  • 3beds
  • 3baths
  • 2,840sqft

1901 Stream Pointe Ln, Eagle

3062 Tusa St, Meridian, ID, 83642 — assumable VA mortgage at 3.08%
VA
Active
20
$675,000$308,406 down
Rate
3.08%
7.28%today
Payment
$1,766/mo
$2,836today
  • 4beds
  • 3baths
  • 2,608sqft

3062 Tusa St, Meridian

2118 N Springland Pl, Boise, ID, 83713 — assumable VA mortgage at 3.92%
VA
Active
50
$635,000$177,490 down
Rate
3.92%
7.28%today
Payment
$2,358/mo
$3,413today
  • 4beds
  • 4baths
  • 2,919sqft

2118 N Springland Pl, Boise

10028 Cayuse Ln., Boise, ID, 83714 — assumable FHA mortgage at 3.22%
FHA
Active
48
$819,000$374,531 down
Rate
3.22%
7.28%today
Payment
$2,131/mo
$3,364today
  • 4beds
  • 2baths
  • 1,792sqft

10028 Cayuse Ln., Boise

1576 Linda Vista Ave, Boise, ID, 83709 — assumable FHA mortgage at 3.50%
FHA
Active
30
$439,990$206,392 down
Rate
3.50%
7.28%today
Payment
$1,208/mo
$1,841today
  • 3beds
  • 2baths
  • 1,248sqft

1576 Linda Vista Ave, Boise

8125 Legolas Pl, Boise, ID, 83709 — assumable VA mortgage at 5.41%
VA
Active
24
$559,000Potential short sale
Rate
5.41%
7.28%today
Payment
$3,401/mo
$4,139today
  • 5beds
  • 4baths
  • 3,094sqft

8125 Legolas Pl, Boise

9401 Stonehill Ct, Boise, ID, 83709 — assumable VA mortgage at 3.65%
VA
Active
33
$559,900$238,495 down
Rate
3.65%
7.28%today
Payment
$1,699/mo
$2,541today
  • 5beds
  • 3baths
  • 2,640sqft

9401 Stonehill Ct, Boise

284 Eagle Glen Ln, Eagle, ID, 83616 — assumable FHA mortgage at 3.70%
FHA
Active
28
$327,990$205,212 down
Rate
3.70%
7.28%today
Payment
$657/mo
$976today
  • 2beds
  • 2baths
  • 960sqft

284 Eagle Glen Ln, Eagle

4601 Copper Point Dr, Meridian, ID, 83642 — assumable VA mortgage at 5.10%
VA
Active
43
$840,000$93,514 down
Rate
5.10%
7.28%today
Payment
$4,331/mo
$5,457today
  • 3beds
  • 3baths
  • 2,533sqft

4601 Copper Point Dr, Meridian

642 Malaga Lane, Boise, ID, 83709 — assumable FHA mortgage at 3.99%
FHA
Active
25
$335,000$157,562 down
Rate
3.99%
7.28%today
Payment
$986/mo
$1,414today
  • 3beds
  • 2baths
  • 1,568sqft

642 Malaga Lane, Boise

9752 Bridgegate St, Boise, ID, 83709 — assumable VA mortgage at 6.67%
VA
Active
37
$635,900$32,459 down
Rate
6.67%
7.28%today
Payment
$3,921/mo
$4,170today
  • 3beds
  • 2baths
  • 1,697sqft

9752 Bridgegate St, Boise

16 Caracaras Way, Eagle, ID, 83616 — assumable FHA mortgage at 4.46%
FHA
Active
41
$560,000$285,709 down
Rate
4.46%
7.28%today
Payment
$1,604/mo
$2,177today
  • 3beds
  • 3baths
  • 2,322sqft

16 Caracaras Way, Eagle

3133 Hillway Dr, Boise, ID, 83702 — assumable VA mortgage at 6.69%
VA
Active
43
$729,900$64,205 down
Rate
6.69%
7.28%today
Payment
$4,412/mo
$4,683today
  • 4beds
  • 3baths
  • 1,794sqft

3133 Hillway Dr, Boise

7382 Danbury Ct, Boise, ID, 83709 — assumable FHA mortgage at 6.71%
FHA
Active
20
$404,000$38,469 down
Rate
6.71%
7.28%today
Payment
$2,448/mo
$2,593today
  • 3beds
  • 2baths
  • 1,381sqft

7382 Danbury Ct, Boise

12652 Murchison Street, Boise, ID, 83709 — assumable FHA mortgage at 6.81%
FHA
Active
44
$615,000$59,492 down
Rate
6.81%
7.28%today
Payment
$3,684/mo
$3,863today
  • 4beds
  • 3baths
  • 2,454sqft

12652 Murchison Street, Boise

6879 Maxwell Ln, Boise, ID, 83704 — assumable VA mortgage at 6.87%
VA
Active
37
$310,000$29,190 down
Rate
6.87%
7.28%today
Payment
$1,884/mo
$1,964today
  • 2beds
  • 2baths
  • 986sqft

6879 Maxwell Ln, Boise

9401 Granger Ct, Boise, ID, 83704 — assumable FHA mortgage at 6.88%
FHA
Active
29
$429,990$42,432 down
Rate
6.88%
7.28%today
Payment
$2,614/mo
$2,721today
  • 3beds
  • 2baths
  • 1,366sqft

9401 Granger Ct, Boise

4702 S Cochees Ave, Boise, ID, 83709 — assumable VA mortgage at 6.42%
VA
Active
48
$529,000$104,141 down
Rate
6.42%
7.28%today
Payment
$2,783/mo
$3,038today
  • 3beds
  • 2baths
  • 1,789sqft

4702 S Cochees Ave, Boise

453 White Cloud Dr, Boise, ID, 83709 — assumable FHA mortgage at 6.81%
FHA
Active
21
$649,900$70,620 down
Rate
6.81%
7.28%today
Payment
$3,909/mo
$4,098today
  • 4beds
  • 4baths
  • 2,658sqft

453 White Cloud Dr, Boise

2477 Galleon, Meridian, ID, 83642 — assumable VA mortgage at 6.86%
VA
Active
25
$539,900$85,537 down
Rate
6.86%
7.28%today
Payment
$3,014/mo
$3,144today
  • 3beds
  • 2baths
  • 1,684sqft

2477 Galleon, Meridian

2812 Cole Rd, Boise, ID, 83704 — assumable FHA mortgage at 7.06%
FHA
Active
32
$439,900$70,450 down
Rate
7.06%
7.28%today
Payment
$2,530/mo
$2,587today
  • 5beds
  • 2baths
  • 1,704sqft

2812 Cole Rd, Boise

8211 Cory Ct., Boise, ID, 83704 — assumable VA mortgage at 4.83%
VA
Active
20
$424,900$269,911 down
Rate
4.83%
7.28%today
Payment
$946/mo
$1,230today
  • 3beds
  • 2baths
  • 1,459sqft

8211 Cory Ct., Boise

7836 Hummel Dr, Boise, ID, 83709 — assumable FHA mortgage at 6.49%
FHA
Active
48
$575,000$142,925 down
Rate
6.49%
7.28%today
Payment
$2,790/mo
$3,023today
  • 4beds
  • 2baths
  • 2,616sqft

7836 Hummel Dr, Boise

5760 W Plantation Ln, Garden City, ID, 83703 — assumable FHA mortgage at 6.54%
FHA
Active
40
$650,000$134,617 down
Rate
6.54%
7.28%today
Payment
$3,403/mo
$3,669today
  • 3beds
  • 2baths
  • 1,886sqft

5760 W Plantation Ln, Garden City

Assuming a mortgage in Boise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.58%
Lowest existing payment
$656 /mo
Median cash to assume
$162,076
Curtis Chism

Curtis Chism

Realtor License: 56593

eXp Idaho

curtis@curtischism.com+12085100427eXp Idaho logo
Equal Housing Opportunity

eXp Idaho is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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