Curtis Chism

Curtis Chism

Assumable homes for sale in Boise, ID

10 homesFHA & VA loansrates from 2.90% vs 7.28% today

Boise assumption guide
9598 Wichita St, Boise, ID, 83709 — assumable FHA mortgage at 2.90%
FHA
Active
43
$440,000$89,877 down
Rate
2.90%
7.28%today
Payment
$1,635/mo
$2,687today
  • 4beds
  • 2baths
  • 1,271sqft

9598 Wichita St, Boise

3201 Riva Ridge Way, Boise, ID, 83709 — assumable VA mortgage at 2.99%
VA
Active
29
$641,000$187,620 down
Rate
2.99%
7.28%today
Payment
$2,133/mo
$3,467today
  • 4beds
  • 3baths
  • 2,120sqft

3201 Riva Ridge Way, Boise

9654 W Carolina Drive, Boise, ID, 83709 — assumable VA mortgage at 3.07%
VA
Active
44
$634,900$162,076 down
Rate
3.07%
7.28%today
Payment
$2,240/mo
$3,602today
  • 4beds
  • 3baths
  • 2,344sqft

9654 W Carolina Drive, Boise

1576 Linda Vista Ave, Boise, ID, 83709 — assumable FHA mortgage at 3.50%
FHA
Active
30
$439,990$206,392 down
Rate
3.50%
7.28%today
Payment
$1,208/mo
$1,841today
  • 3beds
  • 2baths
  • 1,248sqft

1576 Linda Vista Ave, Boise

9401 Stonehill Ct, Boise, ID, 83709 — assumable VA mortgage at 3.65%
VA
Active
33
$559,900$238,495 down
Rate
3.65%
7.28%today
Payment
$1,699/mo
$2,541today
  • 5beds
  • 3baths
  • 2,640sqft

9401 Stonehill Ct, Boise

9752 Bridgegate St, Boise, ID, 83709 — assumable VA mortgage at 6.67%
VA
Active
37
$635,900$32,459 down
Rate
6.67%
7.28%today
Payment
$3,921/mo
$4,170today
  • 3beds
  • 2baths
  • 1,697sqft

9752 Bridgegate St, Boise

7382 Danbury Ct, Boise, ID, 83709 — assumable FHA mortgage at 6.71%
FHA
Active
20
$404,000$38,469 down
Rate
6.71%
7.28%today
Payment
$2,448/mo
$2,593today
  • 3beds
  • 2baths
  • 1,381sqft

7382 Danbury Ct, Boise

4702 S Cochees Ave, Boise, ID, 83709 — assumable VA mortgage at 6.42%
VA
Active
48
$529,000$104,141 down
Rate
6.42%
7.28%today
Payment
$2,783/mo
$3,038today
  • 3beds
  • 2baths
  • 1,789sqft

4702 S Cochees Ave, Boise

453 White Cloud Dr, Boise, ID, 83709 — assumable FHA mortgage at 6.81%
FHA
Active
21
$649,900$70,620 down
Rate
6.81%
7.28%today
Payment
$3,909/mo
$4,098today
  • 4beds
  • 4baths
  • 2,658sqft

453 White Cloud Dr, Boise

7836 Hummel Dr, Boise, ID, 83709 — assumable FHA mortgage at 6.49%
FHA
Active
48
$575,000$142,925 down
Rate
6.49%
7.28%today
Payment
$2,790/mo
$3,023today
  • 4beds
  • 2baths
  • 2,616sqft

7836 Hummel Dr, Boise

Assuming a mortgage in Boise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$1,208 /mo
Median cash to assume
$123,533
Curtis Chism

Curtis Chism

Realtor License: 56593

eXp Idaho

curtis@curtischism.com+12085100427eXp Idaho logo
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eXp Idaho is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.