Curtis Chism

Curtis Chism

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Assumable homes for sale in Caldwell, ID

70 homesFHA & VA loansrates from 2.50% vs 7.28% today

Caldwell assumption guide
16580 Spartan Ave, Caldwell, ID, 83607 — assumable VA mortgage at 2.80%
VA
Active
30
$429,000$60,552 down
Rate
2.80%
7.28%today
Payment
$1,705/mo
$2,839today
  • 4beds
  • 3baths
  • 2,346sqft

16580 Spartan Ave, Caldwell

11761 Tidewater St, Caldwell, ID, 83605 — assumable FHA mortgage at 2.88%
FHA
Active
42
$449,000$72,841 down
Rate
2.88%
7.28%today
Payment
$1,752/mo
$2,888today
  • 4beds
  • 3baths
  • 2,609sqft

11761 Tidewater St, Caldwell

11761 Penobscot St, Caldwell, ID, 83605 — assumable FHA mortgage at 2.96%
FHA
Active
25
$414,900$57,126 down
Rate
2.96%
7.28%today
Payment
$1,697/mo
$2,768today
  • 4beds
  • 2baths
  • 1,696sqft

11761 Penobscot St, Caldwell

12871 Carkhill St., Caldwell, ID, 83607 — assumable FHA mortgage at 3.55%
FHA
Active
$400,000$10,254 down
Rate
3.55%
7.28%today
Payment
$1,934/mo
$2,928today
  • 4beds
  • 2baths
  • 1,845sqft

12871 Carkhill St., Caldwell

12786 Carkhill St, Caldwell, ID, 83607 — assumable VA mortgage at 3.22%
VA
Active
39
$379,900$42,397 down
Rate
3.22%
7.28%today
Payment
$1,618/mo
$2,554today
  • 3beds
  • 2baths
  • 1,364sqft

12786 Carkhill St, Caldwell

10393 Millgrain St., Nampa, ID, 83687 — assumable VA mortgage at 3.22%
VA
Active
45
$699,000$99,857 down
Rate
3.22%
7.28%today
Payment
$2,861/mo
$4,515today
  • 3beds
  • 3baths
  • 2,765sqft

10393 Millgrain St., Nampa

14256 Pearl Pointe Dr, Caldwell, ID, 83607 — assumable VA mortgage at 2.86%
VA
Active
21
$435,000$121,620 down
Rate
2.86%
7.28%today
Payment
$1,453/mo
$2,402today
  • 4beds
  • 3baths
  • 2,315sqft

14256 Pearl Pointe Dr, Caldwell

18227 Rain Dance Way, Nampa, ID, 83687 — assumable FHA mortgage at 3.75%
FHA
Active
50
$534,900$46,150 down
Rate
3.75%
7.28%today
Payment
$2,310/mo
$3,412today
  • 4beds
  • 3baths
  • 2,272sqft

18227 Rain Dance Way, Nampa

17441 Upper Pleasant Ridge Rd, Caldwell, ID, 83607 — assumable VA mortgage at 3.07%
VA
Active
48
$660,000$186,599 down
Rate
3.07%
7.28%today
Payment
$2,238/mo
$3,599today
  • 5beds
  • 2baths
  • 1,794sqft

17441 Upper Pleasant Ridge Rd, Caldwell

689 Notus Rd, Notus, ID, 83656 — assumable FHA mortgage at 3.10%
FHA
Active
27
$313,499$71,610 down
Rate
3.10%
7.28%today
Payment
$1,145/mo
$1,834today
  • 3beds
  • 2baths
  • 1,012sqft

689 Notus Rd, Notus

2012 Bella Lane, Nampa, ID, 83651 — assumable FHA mortgage at 4.42%
FHA
Active
19
$382,900Potential short sale
Rate
4.42%
7.28%today
Payment
$2,117/mo
$2,885today
  • 3beds
  • 3baths
  • 1,762sqft

2012 Bella Lane, Nampa

1320 New York, Middleton, ID, 83644 — assumable FHA mortgage at 2.77%
FHA
Active
34
$404,900$123,206 down
Rate
2.77%
7.28%today
Payment
$1,299/mo
$2,172today
  • 3beds
  • 3baths
  • 1,528sqft

1320 New York, Middleton

13821 Gary Ln, Caldwell, ID, 83607 — assumable FHA mortgage at 2.86%
FHA
Active
14
$465,000$152,329 down
Rate
2.86%
7.28%today
Payment
$1,453/mo
$2,402today
  • 5beds
  • 2baths
  • 1,782sqft

13821 Gary Ln, Caldwell

1401 Cleveland Blvd, Caldwell, ID, 83605 — assumable FHA mortgage at 3.08%
FHA
Active
41
$375,000$136,708 down
Rate
3.08%
7.28%today
Payment
$1,148/mo
$1,844today
  • 4beds
  • 2baths
  • 1,528sqft

1401 Cleveland Blvd, Caldwell

11883 Tidewater Street, Caldwell, ID, 83605 — assumable VA mortgage at 3.15%
VA
Active
38
$335,000$123,007 down
Rate
3.15%
7.28%today
Payment
$1,052/mo
$1,676today
  • 3beds
  • 2baths
  • 1,411sqft

11883 Tidewater Street, Caldwell

1406 Crystal Falls Ave, Nampa, ID, 83651 — assumable VA mortgage at 2.50%
VA
Active
50
$574,900$388,698 down
Rate
2.50%
7.28%today
Payment
$843/mo
$1,461today
  • 4beds
  • 3baths
  • 3,329sqft

1406 Crystal Falls Ave, Nampa

11565 Zachary, Nampa, ID, 83651 — assumable VA mortgage at 2.73%
VA
Active
41
$549,900$266,851 down
Rate
2.73%
7.28%today
Payment
$1,318/mo
$2,215today
  • 5beds
  • 3baths
  • 3,042sqft

11565 Zachary, Nampa

11565 Zachary, Nampa, ID, 83651 — assumable VA mortgage at 2.73%
VA
Active
45
$549,900$266,851 down
Rate
2.73%
7.28%today
Payment
$1,318/mo
$2,215today
  • 5beds
  • 3baths
  • 3,042sqft

11565 Zachary, Nampa

18080 Treeline Ave, Nampa, ID, 83687 — assumable VA mortgage at 2.80%
VA
Active
50
$795,000$320,900 down
Rate
2.80%
7.28%today
Payment
$2,199/mo
$3,662today
  • 3beds
  • 3baths
  • 2,378sqft

18080 Treeline Ave, Nampa

7030 Southern Vista Ct, Star, ID, 83669 — assumable FHA mortgage at 2.81%
FHA
Active
50
$1,239,999$942,633 down
Rate
2.81%
7.28%today
Payment
$1,394/mo
$2,318today
  • 4beds
  • 3baths
  • 3,360sqft

7030 Southern Vista Ct, Star

16842 Bethany Ave, Caldwell, ID, 83607 — assumable VA mortgage at 2.83%
VA
Active
50
$465,000$216,460 down
Rate
2.83%
7.28%today
Payment
$1,179/mo
$1,955today
  • 4beds
  • 3baths
  • 2,702sqft

16842 Bethany Ave, Caldwell

20535 Hancock Ave, Caldwell, ID, 83605 — assumable VA mortgage at 2.84%
VA
Active
43
$365,000$149,227 down
Rate
2.84%
7.28%today
Payment
$1,024/mo
$1,697today
  • 4beds
  • 2baths
  • 1,506sqft

20535 Hancock Ave, Caldwell

716 Benton Ave., Nampa, ID, 83651 — assumable VA mortgage at 2.90%
VA
Active
44
$350,000$208,911 down
Rate
2.90%
7.28%today
Payment
$665/mo
$1,093today
  • 2beds
  • 2baths
  • 1,484sqft

716 Benton Ave., Nampa

2608 Beech St, Caldwell, ID, 83605 — assumable FHA mortgage at 2.98%
FHA
Active
20
$329,990$141,562 down
Rate
2.98%
7.28%today
Payment
$917/mo
$1,491today
  • 3beds
  • 2baths
  • 948sqft

2608 Beech St, Caldwell

312 Carol Pl, Middleton, ID, 83644 — assumable FHA mortgage at 3.02%
FHA
Active
34
$350,000Potential short sale
Rate
3.02%
7.28%today
Payment
$1,667/mo
$2,699today
  • 3beds
  • 1baths
  • 1,404sqft

312 Carol Pl, Middleton

11969 Sandpiper Ct, Caldwell, ID, 83605 — assumable VA mortgage at 3.50%
VA
Active
49
$437,000$266,688 down
Rate
3.50%
7.28%today
Payment
$979/mo
$1,492today
  • 4beds
  • 3baths
  • 1,934sqft

11969 Sandpiper Ct, Caldwell

112 Albert St, Caldwell, ID, 83605 — assumable FHA mortgage at 5.00%
FHA
Active
48
$665,000$90,291 down
Rate
5.00%
7.28%today
Payment
$3,204/mo
$4,083today
  • 5beds
  • 3baths
  • 3,985sqft

112 Albert St, Caldwell

2319 Polk St, Caldwell, ID, 83605 — assumable VA mortgage at 3.89%
VA
Active
20
$350,000Potential short sale
Rate
3.89%
7.28%today
Payment
$1,952/mo
$2,835today
  • 4beds
  • 2baths
  • 990sqft

2319 Polk St, Caldwell

11055 Roaring Fork St, Caldwell, ID, 83605 — assumable FHA mortgage at 5.41%
FHA
Active
43
$474,900$35,710 down
Rate
5.41%
7.28%today
Payment
$2,621/mo
$3,190today
  • 4beds
  • 3baths
  • 2,431sqft

11055 Roaring Fork St, Caldwell

3116 Mariah Ct., Caldwell, ID, 83605 — assumable FHA mortgage at 3.99%
FHA
Active
17
$345,000$314,534 down
Rate
3.99%
7.28%today
Payment
$221/mo
$317today
  • 3beds
  • 2baths
  • 1,404sqft

3116 Mariah Ct., Caldwell

4805 Blue Grass Avenue, Caldwell, ID, 83607 — assumable FHA mortgage at 4.04%
FHA
Active
24
$359,900$267,306 down
Rate
4.04%
7.28%today
Payment
$584/mo
$833today
  • 4beds
  • 2baths
  • 1,472sqft

4805 Blue Grass Avenue, Caldwell

1521 Plateau Ave, Caldwell, ID, 83605 — assumable FHA mortgage at 6.81%
FHA
Active
16
$295,000Potential short sale
Rate
6.81%
7.28%today
Payment
$2,033/mo
$2,131today
  • 3beds
  • 1baths
  • 1,008sqft

1521 Plateau Ave, Caldwell

14306 Mission Pointe Loop, Nampa, ID, 83651 — assumable FHA mortgage at 6.99%
FHA
Active
40
$399,900$10,416 down
Rate
6.99%
7.28%today
Payment
$2,650/mo
$2,728today
  • 4beds
  • 2baths
  • 1,833sqft

14306 Mission Pointe Loop, Nampa

12335 Noreen St, Caldwell, ID, 83607 — assumable VA mortgage at 7.17%
VA
Active
43
$434,900$14,465 down
Rate
7.17%
7.28%today
Payment
$2,910/mo
$2,942today
  • 4beds
  • 3baths
  • 2,332sqft

12335 Noreen St, Caldwell

512 15th Ave N, Nampa, ID, 83687 — assumable VA mortgage at 5.52%
VA
Active
44
$319,999$37,525 down
Rate
5.52%
7.28%today
Payment
$1,707/mo
$2,053today
  • 3beds
  • 1baths
  • 930sqft

512 15th Ave N, Nampa

23800 Breyer Rd, Caldwell, ID, 83607 — assumable FHA mortgage at 4.29%
FHA
Active
50
$965,000$848,117 down
Rate
4.29%
7.28%today
Payment
$927/mo
$1,283today
  • 4beds
  • 3baths
  • 2,930sqft

23800 Breyer Rd, Caldwell

Assuming a mortgage in Caldwell

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$378 /mo
Median cash to assume
$124,905
Curtis Chism

Curtis Chism

Realtor License: 56593

eXp Idaho

curtis@curtischism.com+12085100427eXp Idaho logo
Equal Housing Opportunity

eXp Idaho is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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