Curtis Chism

Curtis Chism

(208) 510-0427

Assumable homes for sale in Meridian, ID

107 homesVA & FHA loansrates from 2.58% vs 7.28% today

Meridian assumption guide
4263 Da Vinci Way, Meridian, ID, 83642 — assumable VA mortgage at 3.22%
VATop pick
Active
16
$740,000Potential short sale
Rate
3.22%
7.28%today
Payment
$3,685/mo
$5,815today
  • 5beds
  • 4baths
  • 3,287sqft

4263 Da Vinci Way, Meridian

2801 Swan Ave, Nampa, ID, 83687 — assumable VA mortgage at 3.11%
VATop pick
Active
3
$299,900$18,296 down
Rate
3.11%
7.28%today
Payment
$1,334/mo
$2,135today
  • 3beds
  • 2baths
  • 1,132sqft

2801 Swan Ave, Nampa

1997 Gull Cove Pl, Meridian, ID, 83642 — assumable FHA mortgage at 2.87%
FHA
Active
45
$424,900$80,121 down
Rate
2.87%
7.28%today
Payment
$1,608/mo
$2,654today
  • 3beds
  • 2baths
  • 1,421sqft

1997 Gull Cove Pl, Meridian

6827 Ashland, Boise, ID, 83709 — assumable FHA mortgage at 2.90%
FHA
Active
24
$465,000$90,316 down
Rate
2.90%
7.28%today
Payment
$1,757/mo
$2,889today
  • 4beds
  • 3baths
  • 1,486sqft

6827 Ashland, Boise

2419 Sugar Cane Drive, Nampa, ID, 83687 — assumable FHA mortgage at 2.93%
FHA
Active
13
$295,000$52,307 down
Rate
2.93%
7.28%today
Payment
$1,145/mo
$1,874today
  • 2beds
  • 1baths
  • 812sqft

2419 Sugar Cane Drive, Nampa

3971 Sugar Creek Dr, Meridian, ID, 83646 — assumable FHA mortgage at 2.77%
FHA
Active
31
$399,900$120,677 down
Rate
2.77%
7.28%today
Payment
$1,306/mo
$2,183today
  • 3beds
  • 2baths
  • 1,258sqft

3971 Sugar Creek Dr, Meridian

2370 Knotty Timber Pl, Meridian, ID, 83642 — assumable VA mortgage at 2.90%
VA
Active
45
$515,900$140,893 down
Rate
2.90%
7.28%today
Payment
$1,796/mo
$2,952today
  • 4beds
  • 3baths
  • 2,004sqft

2370 Knotty Timber Pl, Meridian

9598 Wichita St, Boise, ID, 83709 — assumable FHA mortgage at 2.90%
FHA
Active
43
$440,000$89,877 down
Rate
2.90%
7.28%today
Payment
$1,635/mo
$2,687today
  • 4beds
  • 2baths
  • 1,271sqft

9598 Wichita St, Boise

3201 Riva Ridge Way, Boise, ID, 83709 — assumable VA mortgage at 2.99%
VA
Active
29
$641,000$187,620 down
Rate
2.99%
7.28%today
Payment
$2,133/mo
$3,467today
  • 4beds
  • 3baths
  • 2,120sqft

3201 Riva Ridge Way, Boise

3567 S. Avondale Ave., Nampa, ID, 83686 — assumable FHA mortgage at 3.56%
FHA
Active
47
$507,900$56,296 down
Rate
3.56%
7.28%today
Payment
$2,243/mo
$3,393today
  • 5beds
  • 3baths
  • 2,738sqft

3567 S. Avondale Ave., Nampa

9654 W Carolina Drive, Boise, ID, 83709 — assumable VA mortgage at 3.07%
VA
Active
44
$634,900$162,076 down
Rate
3.07%
7.28%today
Payment
$2,240/mo
$3,602today
  • 4beds
  • 3baths
  • 2,344sqft

9654 W Carolina Drive, Boise

6082 Canyon Crossing Dr., Nampa, ID, 83687 — assumable VA mortgage at 3.89%
VA
Active
50
$689,900$37,357 down
Rate
3.89%
7.28%today
Payment
$3,353/mo
$4,869today
  • 5beds
  • 3baths
  • 3,113sqft

6082 Canyon Crossing Dr., Nampa

3795 Berwick Dr, Nampa, ID, 83686 — assumable FHA mortgage at 3.89%
FHA
Active
41
$455,000$45,292 down
Rate
3.89%
7.28%today
Payment
$2,105/mo
$3,057today
  • 3beds
  • 2baths
  • 2,007sqft

3795 Berwick Dr, Nampa

5591 Marlboro Ave., Boise, ID, 83714 — assumable VA mortgage at 3.89%
VA
Active
36
$479,900$74,565 down
Rate
3.89%
7.28%today
Payment
$2,037/mo
$2,983today
  • 3beds
  • 2baths
  • 1,456sqft

5591 Marlboro Ave., Boise

4028 Quenzer Way, Meridian, ID, 83646 — assumable VA mortgage at 2.73%
VA
Active
48
$799,900$266,587 down
Rate
2.73%
7.28%today
Payment
$2,484/mo
$4,174today
  • 4beds
  • 3baths
  • 3,326sqft

4028 Quenzer Way, Meridian

188 Halpin St, Meridian, ID, 83646 — assumable VA mortgage at 2.98%
VA
Active
43
$439,990$153,598 down
Rate
2.98%
7.28%today
Payment
$1,355/mo
$2,205today
  • 3beds
  • 3baths
  • 1,730sqft

188 Halpin St, Meridian

855 Blue Downs, Meridian, ID, 83642 — assumable VA mortgage at 4.17%
VA
Active
48
$599,900$52,209 down
Rate
4.17%
7.28%today
Payment
$2,899/mo
$4,071today
  • 5beds
  • 4baths
  • 2,362sqft

855 Blue Downs, Meridian

8377 Willowdale Drive, Garden City, ID, 83714 — assumable VA mortgage at 3.76%
VA
Active
25
$479,900$128,217 down
Rate
3.76%
7.28%today
Payment
$1,785/mo
$2,634today
  • 2beds
  • 2baths
  • 1,498sqft

8377 Willowdale Drive, Garden City

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$724,900$519,381 down
Rate
2.58%
7.28%today
Payment
$868/mo
$1,488today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$724,900$519,381 down
Rate
2.58%
7.28%today
Payment
$868/mo
$1,488today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

11855 W Dickens Dr, Boise, ID, 83709 — assumable VA mortgage at 2.71%
VA
Active
32
$445,000$300,030 down
Rate
2.71%
7.28%today
Payment
$677/mo
$1,140today
  • 3beds
  • 2baths
  • 1,390sqft

11855 W Dickens Dr, Boise

725 Ionia Dr, Meridian, ID, 83642 — assumable FHA mortgage at 2.73%
FHA
Active
50
$614,900$361,369 down
Rate
2.73%
7.28%today
Payment
$1,181/mo
$1,984today
  • 5beds
  • 3baths
  • 2,710sqft

725 Ionia Dr, Meridian

2150 N Eureka Ave, Meridian, ID, 83646 — assumable VA mortgage at 2.87%
VA
Active
28
$459,900$188,427 down
Rate
2.87%
7.28%today
Payment
$1,263/mo
$2,085today
  • 3beds
  • 2baths
  • 1,616sqft

2150 N Eureka Ave, Meridian

1901 Stream Pointe Ln, Eagle, ID, 83616 — assumable VA mortgage at 2.93%
VA
Active
43
$770,000$327,181 down
Rate
2.93%
7.28%today
Payment
$2,133/mo
$3,492today
  • 3beds
  • 3baths
  • 2,840sqft

1901 Stream Pointe Ln, Eagle

1052 Sicily, Meridian, ID, 83642 — assumable FHA mortgage at 2.96%
FHA
Active
37
$549,900$296,134 down
Rate
2.96%
7.28%today
Payment
$1,204/mo
$1,963today
  • 4beds
  • 3baths
  • 2,600sqft

1052 Sicily, Meridian

314 S Hamlin Lane, Eagle, ID, 83616 — assumable FHA mortgage at 2.99%
FHA
Active
24
$975,000$462,445 down
Rate
2.99%
7.28%today
Payment
$2,439/mo
$3,963today
  • 3beds
  • 3baths
  • 2,780sqft

314 S Hamlin Lane, Eagle

11411 1st St, Star, ID, 83669 — assumable FHA mortgage at 2.99%
FHA
Active
35
$449,997$241,185 down
Rate
2.99%
7.28%today
Payment
$1,014/mo
$1,649today
  • 4beds
  • 2baths
  • 1,400sqft

11411 1st St, Star

847 Tullshire Way, Eagle, ID, 83616 — assumable VA mortgage at 3.08%
VA
Active
50
$750,000$414,254 down
Rate
3.08%
7.28%today
Payment
$1,617/mo
$2,597today
  • 4beds
  • 4baths
  • 3,170sqft

847 Tullshire Way, Eagle

3062 Tusa St, Meridian, ID, 83642 — assumable VA mortgage at 3.08%
VA
Active
20
$675,000$308,406 down
Rate
3.08%
7.28%today
Payment
$1,766/mo
$2,836today
  • 4beds
  • 3baths
  • 2,608sqft

3062 Tusa St, Meridian

645 Ionia Dr, Meridian, ID, 83642 — assumable VA mortgage at 3.08%
VA
Active
48
$525,000$224,298 down
Rate
3.08%
7.28%today
Payment
$1,448/mo
$2,326today
  • 3beds
  • 2baths
  • 1,620sqft

645 Ionia Dr, Meridian

2118 N Springland Pl, Boise, ID, 83713 — assumable VA mortgage at 3.92%
VA
Active
50
$635,000$177,490 down
Rate
3.92%
7.28%today
Payment
$2,358/mo
$3,413today
  • 4beds
  • 4baths
  • 2,919sqft

2118 N Springland Pl, Boise

3738 Hollymount Way, Meridian, ID, 83646 — assumable VA mortgage at 3.16%
VA
Active
25
$624,900$615,150 down
Rate
3.16%
7.28%today
Payment
$1,408/mo
$1,843today
  • 3beds
  • 2baths
  • 2,303sqft

3738 Hollymount Way, Meridian

2179 Fieldstream Dr, Meridian, ID, 83646 — assumable VA mortgage at 3.21%
VA
Active
37
$429,900$175,892 down
Rate
3.21%
7.28%today
Payment
$1,025/mo
$1,777today
  • 3beds
  • 2baths
  • 1,408sqft

2179 Fieldstream Dr, Meridian

2172 Cedar Grove, Meridian, ID, 83646 — assumable VA mortgage at 3.23%
VA
Active
49
$674,900$353,710 down
Rate
3.23%
7.28%today
Payment
$1,608/mo
$2,534today
  • 5beds
  • 4baths
  • 3,022sqft

2172 Cedar Grove, Meridian

6164 Winward Ln, Meridian, ID, 83646 — assumable VA mortgage at 5.09%
VA
Active
28
$429,900Potential short sale
Rate
5.09%
7.28%today
Payment
$2,528/mo
$3,190today
  • 1beds
  • 2baths
  • 1,120sqft

6164 Winward Ln, Meridian

3968 Teter St, Meridian, ID, 83646 — assumable VA mortgage at 3.39%
VA
Active
50
$529,900$413,472 down
Rate
3.39%
7.28%today
Payment
$777/mo
$1,201today
  • 3beds
  • 2baths
  • 1,661sqft

3968 Teter St, Meridian

Assuming a mortgage in Meridian

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.58%
Lowest existing payment
$573 /mo
Median cash to assume
$159,819
Curtis Chism

Curtis Chism

Realtor License: 56593

eXp Idaho

curtis@curtischism.com+12085100427eXp Idaho logo
Equal Housing Opportunity

eXp Idaho is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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