Curtis Chism

Curtis Chism

(208) 510-0427

Assumable homes for sale in Mountain Home, ID

30 homesVA & FHA loansrates from 2.68% vs 7.28% today

Mountain Home assumption guide
1445 Kyle Street, Mountain Home, ID, 83647 — assumable VA mortgage at 2.98%
VA
Active
23
$359,900$65,265 down
Rate
2.98%
7.28%today
Payment
$1,394/mo
$2,268today
  • 4beds
  • 2baths
  • 1,504sqft

1445 Kyle Street, Mountain Home

1690 Miner St, Mountain Home, ID, 83647 — assumable VA mortgage at 3.11%
VA
Active
29
$435,000$87,887 down
Rate
3.11%
7.28%today
Payment
$1,651/mo
$2,643today
  • 4beds
  • 2baths
  • 2,133sqft

1690 Miner St, Mountain Home

805 Miner, Mountain Home, ID, 83647 — assumable VA mortgage at 2.86%
VA
Active
42
$415,000$97,945 down
Rate
2.86%
7.28%today
Payment
$1,474/mo
$2,435today
  • 4beds
  • 3baths
  • 2,054sqft

805 Miner, Mountain Home

875 Terrell Dr, Mountain Home, ID, 83647 — assumable FHA mortgage at 3.22%
FHA
Active
44
$375,000$91,808 down
Rate
3.22%
7.28%today
Payment
$1,358/mo
$2,143today
  • 3beds
  • 2baths
  • 1,745sqft

875 Terrell Dr, Mountain Home

785 12th E, Mountain Home, ID, 83647 — assumable FHA mortgage at 3.76%
FHA
Active
15
$238,000$31,309 down
Rate
3.76%
7.28%today
Payment
$1,047/mo
$1,545today
  • 2beds
  • 1baths
  • 828sqft

785 12th E, Mountain Home

205 Baker Dr, Mountain Home, ID, 83647 — assumable VA mortgage at 2.68%
VA
Active
50
$275,000$86,038 down
Rate
2.68%
7.28%today
Payment
$877/mo
$1,484today
  • 4beds
  • 1baths
  • 1,450sqft

205 Baker Dr, Mountain Home

925 Poplar Drive, Mountain Home, ID, 83647 — assumable VA mortgage at 2.73%
VA
Active
45
$339,900$121,329 down
Rate
2.73%
7.28%today
Payment
$1,018/mo
$1,711today
  • 3beds
  • 2baths
  • 1,354sqft

925 Poplar Drive, Mountain Home

1200 17th N, Mountain Home, ID, 83647 — assumable VA mortgage at 2.86%
VA
Active
23
$260,000$78,650 down
Rate
2.86%
7.28%today
Payment
$843/mo
$1,393today
  • 2beds
  • 1baths
  • 816sqft

1200 17th N, Mountain Home

1760 Peregrine Drive, Mountain Home, ID, 83647 — assumable VA mortgage at 2.88%
VA
Active
42
$334,000$133,042 down
Rate
2.88%
7.28%today
Payment
$934/mo
$1,539today
  • 3beds
  • 2baths
  • 1,424sqft

1760 Peregrine Drive, Mountain Home

1755 Miner, Mountain Home, ID, 83647 — assumable VA mortgage at 3.12%
VA
Active
46
$519,000$197,654 down
Rate
3.12%
7.28%today
Payment
$1,524/mo
$2,436today
  • 4beds
  • 3baths
  • 2,636sqft

1755 Miner, Mountain Home

166 Ne Windy Street, Mountain Home, ID, 83647 — assumable VA mortgage at 2.88%
VA
Active
30
$410,000$219,790 down
Rate
2.88%
7.28%today
Payment
$913/mo
$1,505today
  • 4beds
  • 2baths
  • 1,804sqft

166 Ne Windy Street, Mountain Home

637 Paiute Street, Mountain Home, ID, 83647 — assumable VA mortgage at 2.88%
VA
Active
18
$669,000$544,151 down
Rate
2.88%
7.28%today
Payment
$597/mo
$983today
  • 3beds
  • 2baths
  • 1,776sqft

637 Paiute Street, Mountain Home

830 Partridge Drive, Mountain Home, ID, 83647 — assumable VA mortgage at 3.13%
VA
Active
43
$339,999$140,999 down
Rate
3.13%
7.28%today
Payment
$986/mo
$1,574today
  • 3beds
  • 2baths
  • 1,336sqft

830 Partridge Drive, Mountain Home

2164 Onati Ave, Mountain Home, ID, 83647 — assumable VA mortgage at 3.23%
VA
Active
40
$639,900$410,614 down
Rate
3.23%
7.28%today
Payment
$1,148/mo
$1,809today
  • 4beds
  • 4baths
  • 3,600sqft

2164 Onati Ave, Mountain Home

360 Midnight Blue Way, Mountain Home, ID, 83647 — assumable VA mortgage at 3.55%
VA
Active
21
$600,000$441,739 down
Rate
3.55%
7.28%today
Payment
$836/mo
$1,266today
  • 3beds
  • 2baths
  • 1,458sqft

360 Midnight Blue Way, Mountain Home

413 N 4th W, Mountain Home, ID, 83647 — assumable FHA mortgage at 5.10%
FHA
Active
26
$289,500$50,946 down
Rate
5.10%
7.28%today
Payment
$1,386/mo
$1,747today
  • 3beds
  • 2baths
  • 1,280sqft

413 N 4th W, Mountain Home

1581 Bedrock St, Mountain Home, ID, 83647 — assumable VA mortgage at 3.87%
VA
Active
20
$420,000$299,592 down
Rate
3.87%
7.28%today
Payment
$749/mo
$1,090today
  • 4beds
  • 2baths
  • 1,705sqft

1581 Bedrock St, Mountain Home

2840 Haskett Pl, Mountain Home, ID, 83647 — assumable VA mortgage at 5.30%
VA
Active
47
$425,000$43,040 down
Rate
5.30%
7.28%today
Payment
$2,255/mo
$2,778today
  • 4beds
  • 3baths
  • 2,252sqft

2840 Haskett Pl, Mountain Home

1455 Haskett, Mountain Home, ID, 83647 — assumable VA mortgage at 5.50%
VA
Active
26
$339,900$43,036 down
Rate
5.50%
7.28%today
Payment
$1,763/mo
$2,125today
  • 3beds
  • 2baths
  • 1,241sqft

1455 Haskett, Mountain Home

1230 Del Mar St, Mountain Home, ID, 83647 — assumable VA mortgage at 6.50%
VA
Active
39
$339,900$7,550 down
Rate
6.50%
7.28%today
Payment
$2,146/mo
$2,323today
  • 3beds
  • 2baths
  • 1,402sqft

1230 Del Mar St, Mountain Home

727 Morrow St, Mountain Home, ID, 83647 — assumable VA mortgage at 6.58%
VA
Active
42
$418,000$17,175 down
Rate
6.58%
7.28%today
Payment
$2,581/mo
$2,770today
  • 4beds
  • 2baths
  • 2,025sqft

727 Morrow St, Mountain Home

313 Baker Drive, Mountain Home, ID, 83647 — assumable VA mortgage at 6.92%
VA
Active
31
$275,000Potential short sale
Rate
6.92%
7.28%today
Payment
$1,941/mo
$2,012today
  • 4beds
  • 2baths
  • 1,632sqft

313 Baker Drive, Mountain Home

695 Foley, Mountain Home, ID, 83647 — assumable VA mortgage at 7.06%
VA
Active
49
$447,500$23,075 down
Rate
7.06%
7.28%today
Payment
$2,904/mo
$2,969today
  • 4beds
  • 3baths
  • 2,700sqft

695 Foley, Mountain Home

130 Nw Carrie Circle, Mountain Home, ID, 83647 — assumable FHA mortgage at 5.52%
FHA
Active
41
$404,900$45,909 down
Rate
5.52%
7.28%today
Payment
$2,173/mo
$2,612today
  • 3beds
  • 2baths
  • 1,602sqft

130 Nw Carrie Circle, Mountain Home

1420 Del Mar St, Mountain Home, ID, 83647 — assumable VA mortgage at 7.08%
VA
Active
26
$339,900$25,765 down
Rate
7.08%
7.28%today
Payment
$2,196/mo
$2,240today
  • 3beds
  • 2baths
  • 1,422sqft

1420 Del Mar St, Mountain Home

865 Hamilton Road, Mountain Home, ID, 83647 — assumable VA mortgage at 6.43%
VA
Active
50
$665,000$125,939 down
Rate
6.43%
7.28%today
Payment
$3,514/mo
$3,832today
  • 4beds
  • 3baths
  • 2,270sqft

865 Hamilton Road, Mountain Home

5915 Ashley Ct., Mountain Home, ID, 83647 — assumable VA mortgage at 6.54%
VA
Active
49
$670,000$131,763 down
Rate
6.54%
7.28%today
Payment
$3,554/mo
$3,832today
  • 3beds
  • 3baths
  • 2,136sqft

5915 Ashley Ct., Mountain Home

124 Mountain View Drive, Mountain Home, ID, 83647 — assumable FHA mortgage at 7.03%
FHA
Active
50
$285,000$46,307 down
Rate
7.03%
7.28%today
Payment
$1,638/mo
$1,680today
  • 5beds
  • 1baths
  • 1,161sqft

124 Mountain View Drive, Mountain Home

111 Victor Gust Dr, Mountain Home, ID, 83647 — assumable VA mortgage at 7.76%
VA
Active
44
$359,000$60,197 down
Rate
7.76%
7.28%today
Payment
$2,198/mo
$2,097today
  • 3beds
  • 2baths
  • 1,456sqft

111 Victor Gust Dr, Mountain Home

1240 16th North, Mountain Home, ID, 83647 — assumable VA mortgage at 6.50%
VA
Active
35
$299,900$141,688 down
Rate
6.50%
7.28%today
Payment
$1,011/mo
$1,095today
  • 3beds
  • 1baths
  • 900sqft

1240 16th North, Mountain Home

Assuming a mortgage in Mountain Home

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$597 /mo
Median cash to assume
$87,887
Curtis Chism

Curtis Chism

Realtor License: 56593

eXp Idaho

curtis@curtischism.com+12085100427eXp Idaho logo
Equal Housing Opportunity

eXp Idaho is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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