Curtis Chism

Curtis Chism

(208) 510-0427

Assumable homes for sale in Nampa, ID

118 homesFHA & VA loansrates from 1.75% vs 7.28% today

Nampa assumption guide
2801 Swan Ave, Nampa, ID, 83687 — assumable VA mortgage at 3.11%
VATop pick
Active
3
$299,900$18,296 down
Rate
3.11%
7.28%today
Payment
$1,334/mo
$2,135today
  • 3beds
  • 2baths
  • 1,132sqft

2801 Swan Ave, Nampa

16580 Spartan Ave, Caldwell, ID, 83607 — assumable VA mortgage at 2.80%
VA
Active
30
$429,000$60,552 down
Rate
2.80%
7.28%today
Payment
$1,705/mo
$2,839today
  • 4beds
  • 3baths
  • 2,346sqft

16580 Spartan Ave, Caldwell

2419 Sugar Cane Drive, Nampa, ID, 83687 — assumable FHA mortgage at 2.93%
FHA
Active
13
$295,000$52,307 down
Rate
2.93%
7.28%today
Payment
$1,145/mo
$1,874today
  • 2beds
  • 1baths
  • 812sqft

2419 Sugar Cane Drive, Nampa

12871 Carkhill St., Caldwell, ID, 83607 — assumable FHA mortgage at 3.55%
FHA
Active
$400,000$10,254 down
Rate
3.55%
7.28%today
Payment
$1,934/mo
$2,928today
  • 4beds
  • 2baths
  • 1,845sqft

12871 Carkhill St., Caldwell

12786 Carkhill St, Caldwell, ID, 83607 — assumable VA mortgage at 3.22%
VA
Active
39
$379,900$42,397 down
Rate
3.22%
7.28%today
Payment
$1,618/mo
$2,554today
  • 3beds
  • 2baths
  • 1,364sqft

12786 Carkhill St, Caldwell

10393 Millgrain St., Nampa, ID, 83687 — assumable VA mortgage at 3.22%
VA
Active
45
$699,000$99,857 down
Rate
3.22%
7.28%today
Payment
$2,861/mo
$4,515today
  • 3beds
  • 3baths
  • 2,765sqft

10393 Millgrain St., Nampa

3971 Sugar Creek Dr, Meridian, ID, 83646 — assumable FHA mortgage at 2.77%
FHA
Active
31
$399,900$120,677 down
Rate
2.77%
7.28%today
Payment
$1,306/mo
$2,183today
  • 3beds
  • 2baths
  • 1,258sqft

3971 Sugar Creek Dr, Meridian

14256 Pearl Pointe Dr, Caldwell, ID, 83607 — assumable VA mortgage at 2.86%
VA
Active
21
$435,000$121,620 down
Rate
2.86%
7.28%today
Payment
$1,453/mo
$2,402today
  • 4beds
  • 3baths
  • 2,315sqft

14256 Pearl Pointe Dr, Caldwell

2370 Knotty Timber Pl, Meridian, ID, 83642 — assumable VA mortgage at 2.90%
VA
Active
45
$515,900$140,893 down
Rate
2.90%
7.28%today
Payment
$1,796/mo
$2,952today
  • 4beds
  • 3baths
  • 2,004sqft

2370 Knotty Timber Pl, Meridian

18227 Rain Dance Way, Nampa, ID, 83687 — assumable FHA mortgage at 3.75%
FHA
Active
50
$534,900$46,150 down
Rate
3.75%
7.28%today
Payment
$2,310/mo
$3,412today
  • 4beds
  • 3baths
  • 2,272sqft

18227 Rain Dance Way, Nampa

3567 S. Avondale Ave., Nampa, ID, 83686 — assumable FHA mortgage at 3.56%
FHA
Active
47
$507,900$56,296 down
Rate
3.56%
7.28%today
Payment
$2,243/mo
$3,393today
  • 5beds
  • 3baths
  • 2,738sqft

3567 S. Avondale Ave., Nampa

6082 Canyon Crossing Dr., Nampa, ID, 83687 — assumable VA mortgage at 3.89%
VA
Active
50
$689,900$37,357 down
Rate
3.89%
7.28%today
Payment
$3,353/mo
$4,869today
  • 5beds
  • 3baths
  • 3,113sqft

6082 Canyon Crossing Dr., Nampa

3795 Berwick Dr, Nampa, ID, 83686 — assumable FHA mortgage at 3.89%
FHA
Active
41
$455,000$45,292 down
Rate
3.89%
7.28%today
Payment
$2,105/mo
$3,057today
  • 3beds
  • 2baths
  • 2,007sqft

3795 Berwick Dr, Nampa

2012 Bella Lane, Nampa, ID, 83651 — assumable FHA mortgage at 4.42%
FHA
Active
19
$382,900Potential short sale
Rate
4.42%
7.28%today
Payment
$2,117/mo
$2,885today
  • 3beds
  • 3baths
  • 1,762sqft

2012 Bella Lane, Nampa

512 S Valley Dr, Nampa, ID, 83686 — assumable VA mortgage at 2.80%
VA
Active
33
$345,000$113,214 down
Rate
2.80%
7.28%today
Payment
$1,073/mo
$1,786today
  • 3beds
  • 2baths
  • 1,136sqft

512 S Valley Dr, Nampa

1401 Cleveland Blvd, Caldwell, ID, 83605 — assumable FHA mortgage at 3.08%
FHA
Active
41
$375,000$136,708 down
Rate
3.08%
7.28%today
Payment
$1,148/mo
$1,844today
  • 4beds
  • 2baths
  • 1,528sqft

1401 Cleveland Blvd, Caldwell

855 Blue Downs, Meridian, ID, 83642 — assumable VA mortgage at 4.17%
VA
Active
48
$599,900$52,209 down
Rate
4.17%
7.28%today
Payment
$2,899/mo
$4,071today
  • 5beds
  • 4baths
  • 2,362sqft

855 Blue Downs, Meridian

1327 Balboa St, Kuna, ID, 83634 — assumable VA mortgage at 4.392%
VA
Active
32
$419,900$35,403 down
Rate
4.392%
7.28%today
Payment
$2,073/mo
$2,835today
  • 3beds
  • 3baths
  • 1,746sqft

1327 Balboa St, Kuna

332 Mule Ct, Kuna, ID, 83634 — assumable FHA mortgage at 1.75%
FHA
Active
17
$409,900$202,444 down
Rate
1.75%
7.28%today
Payment
$848/mo
$1,623today
  • 3beds
  • 2baths
  • 1,340sqft

332 Mule Ct, Kuna

1406 Crystal Falls Ave, Nampa, ID, 83651 — assumable VA mortgage at 2.50%
VA
Active
50
$574,900$388,698 down
Rate
2.50%
7.28%today
Payment
$843/mo
$1,461today
  • 4beds
  • 3baths
  • 3,329sqft

1406 Crystal Falls Ave, Nampa

11565 Zachary, Nampa, ID, 83651 — assumable VA mortgage at 2.73%
VA
Active
41
$549,900$266,851 down
Rate
2.73%
7.28%today
Payment
$1,318/mo
$2,215today
  • 5beds
  • 3baths
  • 3,042sqft

11565 Zachary, Nampa

11565 Zachary, Nampa, ID, 83651 — assumable VA mortgage at 2.73%
VA
Active
45
$549,900$266,851 down
Rate
2.73%
7.28%today
Payment
$1,318/mo
$2,215today
  • 5beds
  • 3baths
  • 3,042sqft

11565 Zachary, Nampa

18080 Treeline Ave, Nampa, ID, 83687 — assumable VA mortgage at 2.80%
VA
Active
50
$795,000$320,900 down
Rate
2.80%
7.28%today
Payment
$2,199/mo
$3,662today
  • 3beds
  • 3baths
  • 2,378sqft

18080 Treeline Ave, Nampa

16842 Bethany Ave, Caldwell, ID, 83607 — assumable VA mortgage at 2.83%
VA
Active
50
$465,000$216,460 down
Rate
2.83%
7.28%today
Payment
$1,179/mo
$1,955today
  • 4beds
  • 3baths
  • 2,702sqft

16842 Bethany Ave, Caldwell

2204 Ivy Street, Nampa, ID, 83686 — assumable VA mortgage at 2.84%
VA
Active
18
$349,900$213,363 down
Rate
2.84%
7.28%today
Payment
$963/mo
$1,395today
  • 3beds
  • 2baths
  • 1,225sqft

2204 Ivy Street, Nampa

716 Benton Ave., Nampa, ID, 83651 — assumable VA mortgage at 2.90%
VA
Active
44
$350,000$208,911 down
Rate
2.90%
7.28%today
Payment
$665/mo
$1,093today
  • 2beds
  • 2baths
  • 1,484sqft

716 Benton Ave., Nampa

10576 Duck Ln, Nampa, ID, 83686 — assumable FHA mortgage at 2.98%
FHA
Active
6
$2,800,000$2,424,583 down
Rate
2.98%
7.28%today
Payment
$1,776/mo
$2,890today
  • —beds
  • —baths
  • —sqft

10576 Duck Ln, Nampa

2608 Beech St, Caldwell, ID, 83605 — assumable FHA mortgage at 2.98%
FHA
Active
20
$329,990$141,562 down
Rate
2.98%
7.28%today
Payment
$917/mo
$1,491today
  • 3beds
  • 2baths
  • 948sqft

2608 Beech St, Caldwell

570 Sourwood Avenue, Kuna, ID, 83634 — assumable VA mortgage at 2.99%
VA
Active
27
$415,000$205,432 down
Rate
2.99%
7.28%today
Payment
$1,038/mo
$1,667today
  • 4beds
  • 3baths
  • 2,000sqft

570 Sourwood Avenue, Kuna

452 Bitterbrush Ave, Nampa, ID, 83686 — assumable FHA mortgage at 3.06%
FHA
Active
32
$590,000$274,899 down
Rate
3.06%
7.28%today
Payment
$1,511/mo
$2,433today
  • 5beds
  • 3baths
  • 3,366sqft

452 Bitterbrush Ave, Nampa

2179 Fieldstream Dr, Meridian, ID, 83646 — assumable VA mortgage at 3.21%
VA
Active
37
$429,900$175,892 down
Rate
3.21%
7.28%today
Payment
$1,025/mo
$1,777today
  • 3beds
  • 2baths
  • 1,408sqft

2179 Fieldstream Dr, Meridian

2172 Cedar Grove, Meridian, ID, 83646 — assumable VA mortgage at 3.23%
VA
Active
49
$674,900$353,710 down
Rate
3.23%
7.28%today
Payment
$1,608/mo
$2,534today
  • 5beds
  • 4baths
  • 3,022sqft

2172 Cedar Grove, Meridian

1812 Camas St, Nampa, ID, 83686 — assumable FHA mortgage at 3.24%
FHA
Active
25
$369,900$172,998 down
Rate
3.24%
7.28%today
Payment
$1,075/mo
$1,692today
  • 3beds
  • 2baths
  • 1,237sqft

1812 Camas St, Nampa

6164 Winward Ln, Meridian, ID, 83646 — assumable VA mortgage at 5.09%
VA
Active
28
$429,900Potential short sale
Rate
5.09%
7.28%today
Payment
$2,528/mo
$3,190today
  • 1beds
  • 2baths
  • 1,120sqft

6164 Winward Ln, Meridian

3968 Teter St, Meridian, ID, 83646 — assumable VA mortgage at 3.39%
VA
Active
50
$529,900$413,472 down
Rate
3.39%
7.28%today
Payment
$777/mo
$1,201today
  • 3beds
  • 2baths
  • 1,661sqft

3968 Teter St, Meridian

3026 Lochsa Ave, Meridian, ID, 83646 — assumable VA mortgage at 3.43%
VA
Active
28
$529,900$430,516 down
Rate
3.43%
7.28%today
Payment
$651/mo
$1,000today
  • 3beds
  • 2baths
  • 1,874sqft

3026 Lochsa Ave, Meridian

Assuming a mortgage in Nampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
1.75%
Lowest existing payment
$378 /mo
Median cash to assume
$101,429
Curtis Chism

Curtis Chism

Realtor License: 56593

eXp Idaho

curtis@curtischism.com+12085100427eXp Idaho logo
Equal Housing Opportunity

eXp Idaho is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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