Curtis Chism

Curtis Chism

Assumable homes for sale in Nampa, ID

6 homesVA & FHA loansrates from 5.24% vs 7.28% today

Nampa assumption guide
512 15th Ave N, Nampa, ID, 83687 — assumable VA mortgage at 5.52%
VA
Active
44
$319,999$37,525 down
Rate
5.52%
7.28%today
Payment
$1,707/mo
$2,053today
  • 3beds
  • 1baths
  • 930sqft

512 15th Ave N, Nampa

16599 Red Oak Dr., Nampa, ID, 83687 — assumable FHA mortgage at 6.50%
FHA
Active
25
$439,999$55,916 down
Rate
6.50%
7.28%today
Payment
$2,482/mo
$2,687today
  • 3beds
  • 3baths
  • 1,557sqft

16599 Red Oak Dr., Nampa

2330 E Spice Loop #1, Nampa, ID, 83687 — assumable VA mortgage at 6.54%
VA
Active
30
$339,000$53,306 down
Rate
6.54%
7.28%today
Payment
$1,887/mo
$2,034today
  • 3beds
  • 3baths
  • 1,380sqft

2330 E Spice Loop #1, Nampa

7227 Birch Lane, Nampa, ID, 83687 — assumable VA mortgage at 5.24%
VA
Active
23
$879,900$354,429 down
Rate
5.24%
7.28%today
Payment
$2,940/mo
$3,647today
  • 4beds
  • 2baths
  • 2,088sqft

7227 Birch Lane, Nampa

6399 Payson Dr, Nampa, ID, 83687 — assumable FHA mortgage at 6.42%
FHA
Active
37
$450,000$179,898 down
Rate
6.42%
7.28%today
Payment
$1,769/mo
$1,931today
  • 3beds
  • 2baths
  • 1,586sqft

6399 Payson Dr, Nampa

7725 E Flyway St, Nampa, ID, 83687 — assumable VA mortgage
VA
Active
34
$519,000$525,000 down
Rate
—%
7.28%today
Payment
—/mo
  • 4beds
  • 2baths
  • 2,123sqft

7725 E Flyway St, Nampa

Assuming a mortgage in Nampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
5.24%
Lowest existing payment
$1,707 /mo
Median cash to assume
$117,907
Curtis Chism

Curtis Chism

Realtor License: 56593

eXp Idaho

curtis@curtischism.com+12085100427eXp Idaho logo
Equal Housing Opportunity

eXp Idaho is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.