Curtis Chism

Curtis Chism

(208) 510-0427

Assumable homes for sale in Washington

101 homesFHA & VA loansrates from 2.73% vs 7.28% today

Washington assumption guide
110 Liberty Lane, Kamiah, ID, 83536 — assumable VA mortgage at 3.10%
VA
Active
30
$455,000$77,946 down
Rate
3.10%
7.28%today
Payment
$1,784/mo
$2,859today
  • 4beds
  • 3baths
  • 2,200sqft

110 Liberty Lane, Kamiah

2357 Haw Creek Blvd., Emmett, ID, 83617 — assumable VA mortgage at 2.79%
VA
Active
50
$599,900$163,258 down
Rate
2.79%
7.28%today
Payment
$2,052/mo
$3,421today
  • 4beds
  • 2baths
  • 2,131sqft

2357 Haw Creek Blvd., Emmett

306 Rio Vista Blvd, McCall, ID, 83638 — assumable VA mortgage at 2.88%
VA
Active
39
$745,000$206,712 down
Rate
2.88%
7.28%today
Payment
$2,491/mo
$4,105today
  • 3beds
  • 2baths
  • 1,236sqft

306 Rio Vista Blvd, McCall

337 7th Ave N, Payette, ID, 83661 — assumable VA mortgage at 2.81%
VA
Active
24
$284,000$95,872 down
Rate
2.81%
7.28%today
Payment
$884/mo
$1,470today
  • 3beds
  • 1baths
  • 988sqft

337 7th Ave N, Payette

2901 Knollcrest Drive, Lewiston, ID, 83501 — assumable VA mortgage at 2.81%
VA
Active
45
$516,000$193,597 down
Rate
2.81%
7.28%today
Payment
$1,511/mo
$2,513today
  • 4beds
  • 3baths
  • 3,296sqft

2901 Knollcrest Drive, Lewiston

1277 16th Ave, Ontario, OR, 97914 — assumable VA mortgage at 2.84%
VA
Active
30
$259,900$100,255 down
Rate
2.84%
7.28%today
Payment
$740/mo
$1,227today
  • 3beds
  • 2baths
  • 1,900sqft

1277 16th Ave, Ontario

421 Park Drive, Lewiston, ID, 83501 — assumable FHA mortgage at 2.87%
FHA
Active
44
$519,900$197,564 down
Rate
2.87%
7.28%today
Payment
$1,503/mo
$2,481today
  • 4beds
  • 3baths
  • 2,609sqft

421 Park Drive, Lewiston

804 Maple St, Kamiah, ID, 83536 — assumable VA mortgage at 2.90%
VA
Active
50
$339,000$109,828 down
Rate
2.90%
7.28%today
Payment
$1,068/mo
$1,755today
  • 3beds
  • 2baths
  • 2,481sqft

804 Maple St, Kamiah

530 11th St, Ontario, OR, 97914 — assumable FHA mortgage at 2.90%
FHA
Active
39
$275,000$105,773 down
Rate
2.90%
7.28%today
Payment
$801/mo
$1,317today
  • 3beds
  • 2baths
  • 1,224sqft

530 11th St, Ontario

622 Indian Hills Dr, Moscow, ID, 83843 — assumable VA mortgage at 2.95%
VA
Active
36
$574,000$173,114 down
Rate
2.95%
7.28%today
Payment
$1,895/mo
$3,095today
  • 4beds
  • 3baths
  • 2,600sqft

622 Indian Hills Dr, Moscow

1527 20th Ave, Lewiston, ID, 83501 — assumable FHA mortgage at 2.95%
FHA
Active
34
$380,000$131,996 down
Rate
2.95%
7.28%today
Payment
$1,172/mo
$1,915today
  • 4beds
  • 2baths
  • 1,646sqft

1527 20th Ave, Lewiston

1039 15th St, Clarkston, WA, 99403 — assumable VA mortgage at 2.98%
VA
Active
24
$289,000$115,373 down
Rate
2.98%
7.28%today
Payment
$823/mo
$1,340today
  • 2beds
  • 2baths
  • 1,386sqft

1039 15th St, Clarkston

400 16th St, Payette, ID, 83661 — assumable VA mortgage at 3.10%
VA
Active
21
$395,000$122,604 down
Rate
3.10%
7.28%today
Payment
$1,292/mo
$2,070today
  • 3beds
  • 1baths
  • 1,620sqft

400 16th St, Payette

1110 10th Street, Lewiston, ID, 83501 — assumable VA mortgage at 3.23%
VA
Active
24
$254,000$99,647 down
Rate
3.23%
7.28%today
Payment
$773/mo
$1,218today
  • 2beds
  • 1baths
  • 934sqft

1110 10th Street, Lewiston

683 That Rd., Weiser, ID, 83672 — assumable FHA mortgage at 2.73%
FHA
Active
50
$515,000$395,973 down
Rate
2.73%
7.28%today
Payment
$554/mo
$932today
  • 3beds
  • 2baths
  • 2,212sqft

683 That Rd., Weiser

1649 Crown Point Pkwy, Cascade, ID, 83611 — assumable VA mortgage at 2.74%
VA
Active
41
$544,900$306,032 down
Rate
2.74%
7.28%today
Payment
$1,088/mo
$1,826today
  • 3beds
  • 2baths
  • 1,800sqft

1649 Crown Point Pkwy, Cascade

146 Hammer Creek Rd, White Bird, ID, 83554 — assumable VA mortgage at 2.74%
VA
Active
44
$499,000$310,315 down
Rate
2.74%
7.28%today
Payment
$880/mo
$1,476today
  • 3beds
  • 2baths
  • 1,614sqft

146 Hammer Creek Rd, White Bird

35122 Powell Rd, Lewiston, ID, 83501 — assumable FHA mortgage at 2.77%
FHA
Active
24
$299,000$213,958 down
Rate
2.77%
7.28%today
Payment
$398/mo
$665today
  • —beds
  • —baths
  • —sqft

35122 Powell Rd, Lewiston

1514 7th Street, Clarkston, WA, 99403 — assumable FHA mortgage at 2.80%
FHA
Active
37
$360,000$201,158 down
Rate
2.80%
7.28%today
Payment
$753/mo
$1,253today
  • 3beds
  • 2baths
  • 2,208sqft

1514 7th Street, Clarkston

520 Hill St., Kamiah, ID, 83536 — assumable VA mortgage at 2.81%
VA
Active
24
$349,900$224,458 down
Rate
2.81%
7.28%today
Payment
$588/mo
$978today
  • 3beds
  • 2baths
  • 2,586sqft

520 Hill St., Kamiah

796 Cortni Dr #1, Twin Falls, ID, 83301 — assumable VA mortgage at 2.84%
VA
Active
17
$365,000$156,013 down
Rate
2.84%
7.28%today
Payment
$972/mo
$1,609today
  • 3beds
  • 2baths
  • 1,187sqft

796 Cortni Dr #1, Twin Falls

713 1/2 Airway Ave, Lewiston, ID, 83501 — assumable VA mortgage at 2.88%
VA
Active
12
$299,900$171,919 down
Rate
2.88%
7.28%today
Payment
$598/mo
$985today
  • 2beds
  • 1baths
  • 912sqft

713 1/2 Airway Ave, Lewiston

1705 Pioneer Dr., Lewiston, ID, 83501 — assumable VA mortgage at 2.88%
VA
Active
22
$547,000$350,408 down
Rate
2.88%
7.28%today
Payment
$940/mo
$1,530today
  • 3beds
  • 2baths
  • 1,592sqft

1705 Pioneer Dr., Lewiston

307 Locust Road, Kamiah, ID, 83536 — assumable VA mortgage at 2.88%
VA
Active
50
$580,000$456,056 down
Rate
2.88%
7.28%today
Payment
$579/mo
$954today
  • 4beds
  • 3baths
  • 2,434sqft

307 Locust Road, Kamiah

20 Shadow Rd, Garden Valley, ID, 83622 — assumable VA mortgage at 2.89%
VA
Active
50
$710,000$500,383 down
Rate
2.89%
7.28%today
Payment
$1,005/mo
$1,655today
  • 3beds
  • 3baths
  • 1,948sqft

20 Shadow Rd, Garden Valley

503 Maple, Kamiah, ID, 83536 — assumable FHA mortgage at 2.89%
FHA
Active
34
$315,000$208,906 down
Rate
2.89%
7.28%today
Payment
$508/mo
$835today
  • 4beds
  • 2baths
  • 2,186sqft

503 Maple, Kamiah

425 Peach Rd, Ontario, OR, 97914 — assumable VA mortgage at 2.90%
VA
Active
50
$570,000$440,936 down
Rate
2.90%
7.28%today
Payment
$608/mo
$1,000today
  • 5beds
  • 2baths
  • 1,767sqft

425 Peach Rd, Ontario

3818 17th Street, Lewiston, ID, 83501 — assumable VA mortgage at 2.94%
VA
Active
34
$439,000$237,745 down
Rate
2.94%
7.28%today
Payment
$950/mo
$1,554today
  • 4beds
  • 2baths
  • 1,728sqft

3818 17th Street, Lewiston

919 2nd Ave, Ontario, OR, 97914 — assumable FHA mortgage at 3.85%
FHA
Active
42
$308,000$88,447 down
Rate
3.85%
7.28%today
Payment
$1,123/mo
$1,639today
  • 3beds
  • 1baths
  • 1,005sqft

919 2nd Ave, Ontario

1278 15th Ave, Ontario, OR, 97914 — assumable VA mortgage at 3.07%
VA
Active
35
$325,000$153,730 down
Rate
3.07%
7.28%today
Payment
$810/mo
$1,302today
  • 3beds
  • 2baths
  • 1,858sqft

1278 15th Ave, Ontario

216 Tamarac St, Orofino, ID, 83544 — assumable FHA mortgage at 3.16%
FHA
Active
23
$239,000$130,782 down
Rate
3.16%
7.28%today
Payment
$537/mo
$853today
  • 2beds
  • 2baths
  • 1,299sqft

216 Tamarac St, Orofino

7900 Elmore Rd, Fruitland, ID, 83619 — assumable VA mortgage at 3.36%
VA
Active
50
$1,125,000$700,499 down
Rate
3.36%
7.28%today
Payment
$2,169/mo
$3,363today
  • 3beds
  • 3baths
  • 2,528sqft

7900 Elmore Rd, Fruitland

2963 Mayfair Ridge, Lewiston, ID, 83501 — assumable FHA mortgage at 3.40%
FHA
Active
50
$445,000$305,254 down
Rate
3.40%
7.28%today
Payment
$923/mo
$1,424today
  • 5beds
  • 3baths
  • 2,576sqft

2963 Mayfair Ridge, Lewiston

1215 7th, Weiser, ID, 83672 — assumable FHA mortgage at 4.21%
FHA
Active
25
$415,000$118,001 down
Rate
4.21%
7.28%today
Payment
$1,674/mo
$2,340today
  • 3beds
  • 2baths
  • 2,109sqft

1215 7th, Weiser

70 Castle Mountain Dr, Garden Valley, ID, 83622 — assumable FHA mortgage at 3.44%
FHA
Active
40
$575,000$430,524 down
Rate
3.44%
7.28%today
Payment
$831/mo
$1,276today
  • 3beds
  • 2baths
  • 1,712sqft

70 Castle Mountain Dr, Garden Valley

10762 River Road, Payette, ID, 83661 — assumable VA mortgage at 3.45%
VA
Active
41
$455,000$178,313 down
Rate
3.45%
7.28%today
Payment
$1,358/mo
$2,082today
  • 2beds
  • 2baths
  • 1,408sqft

10762 River Road, Payette

Assuming a mortgage in Washington

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$348 /mo
Median cash to assume
$156,989
Curtis Chism

Curtis Chism

Realtor License: 56593

eXp Idaho

curtis@curtischism.com+12085100427eXp Idaho logo
Equal Housing Opportunity

eXp Idaho is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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